If you're coming to the end of your current mortgage deal or simply want to explore better options, remortgaging could save you thousands of pounds. Whether your fixed rate is ending, you're on your lender's standard variable rate, or you want to release equity from your home, we're here to help you find the right solution.
Lower Monthly Payments - Switching to a better interest rate can significantly reduce your monthly mortgage payments, freeing up money for other priorities.
Rate Security - Lock in a competitive fixed rate to protect yourself from future interest rate rises and give yourself payment certainty.
Release Equity - Access the equity you've built up in your home for home improvements, debt consolidation, or other major expenses.
Better Terms - Move to a mortgage with more flexible features, such as overpayment options or payment holidays.
Escape Poor Service - Switch away from a lender whose service doesn't meet your expectations.
We search the whole market to find you the most competitive remortgage deals available. Our experienced team will assess your current situation, understand your goals, and recommend the best options for your circumstances. We handle the entire application process and liaise with your new lender, solicitor, and current lender to make the switch as smooth as possible.
The best time to start looking is typically 3-6 months before your current deal ends. This gives us plenty of time to secure a new rate and complete the legal work. However, it might be worth switching earlier if you're on a high standard variable rate or if significantly better deals have become available.
Ready to see how much you could save? Contact us for a free, no-obligation consultation. We'll review your current mortgage and show you what options are available to you.
Your home may be repossessed if you do not keep up repayments on your mortgage.
The Mortgage People (Cardiff) LTD
46 High Street, Haverfordwest SA61 2DA, United Kingdom
FCA Reference: 915009 | Company Number: 11100014
The Mortgage People (Cardiff) Ltd is authorised and regulated by the Financial Conduct Authority. AS A MORTGAGE IS SECURED AGAINST YOUR HOME, IT COULD BE REPOSSESSED IF YOU DO NOT KEEP UP THE MORTGAGE REPAYMENTS.
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