Home Movers

Whether you're upsizing for a growing family, downsizing for retirement, or simply want a change of scenery, moving home involves more than just finding the right property. You'll need to secure the best mortgage deal for your new home while managing the sale of your current one.

Seamless Transitions - We coordinate your mortgage timing to align with your property sale and purchase, avoiding costly bridging loans or temporary rental arrangements.

Better Deals Available - As an existing homeowner, you'll typically have access to the best mortgage rates. We'll find you the most competitive options across the whole market.

Equity Release Options - Use the equity from your current home to secure a larger property or reduce your mortgage debt.

Chain Management - We understand property chains and work with all parties to keep transactions moving smoothly.

Porting vs New Mortgage - We'll analyse whether porting your existing mortgage or getting a fresh deal works out better for you.

Standard Residential Mortgages - Competitive rates for your new home purchase, often with preferential pricing for existing homeowners.

Buy-to-Let Conversion - Keep your current property as a rental investment while buying your new home.

Help to Buy Equity Loans - These aren't just for first-time buyers - existing homeowners can use Help to Buy for their next purchase too.

Joint Borrower Sole Proprietor - Family members can help with affordability without going on the property deeds.

Self-Build Mortgages - Specialist financing if you're planning to build your dream home.

Simultaneous Exchange - We help coordinate so your sale and purchase exchange contracts on the same day, giving you certainty.

Early Mortgage Offers - Secure your new mortgage in principle before putting your current home on the market.

Rate Protection - Lock in competitive rates even if completion is months away.

Managing Your Chain - We work closely with estate agents and solicitors to keep everyone informed and motivated.

Affordability Gaps - Income changes, interest rate rises, or property price increases affecting what you can borrow.

Timing Mismatches - When your sale and purchase don't align perfectly.

Credit Issues - Late payments on your current mortgage or other credit changes since your last application.

Complex Income - Self-employment, bonuses, or irregular income that needs specialist lender assessment.

Let's discuss your moving plans and mortgage options. We'll assess your current situation, explain what you can afford for your next home, and put together a strategy that makes your move as smooth as possible.

Your home may be repossessed if you do not keep up repayments on your mortgage.