equity release
Unlock the Value in Your Home While Continuing to Live There
If you're aged 55 or over, equity release allows you to access the wealth tied up in your property without having to sell or move. Whether you want to boost your retirement income, help family members, or simply enjoy your later years with greater financial freedom, we can help you explore your options safely and responsibly.
What is Equity Release?
Equity release lets you borrow money against the value of your home while retaining ownership and the right to live there for life. There are two main types: lifetime mortgages (where you borrow against your home) and home reversion plans (where you sell a share of your property).
Why Consider Equity Release?
Retirement Income - Supplement your pension and enjoy a more comfortable retirement lifestyle.
Home Improvements - Fund adaptations to help you stay in your home longer, such as stairlifts or wet rooms.
Family Support - Help children or grandchildren with house deposits, education costs, or other major expenses.
Debt Consolidation - Clear existing debts and simplify your finances with no monthly repayments required.
Holiday and Experiences - Enjoy travel, hobbies, or experiences you've always wanted while you're fit and healthy.
Care Funding - Plan ahead for potential care costs or home adaptations.
Get Expert Guidance
Equity release is a significant decision that affects you and your family. Contact us for a free, no-obligation consultation where we'll assess your situation, explain your options, and ensure you have all the information needed to make the right choice.
Equity release will reduce the value of your estate and may affect your eligibility for means-tested benefits.